Everything you need to know about buying, investing and renting in the Riviera Maya.
Generally between 10% and 30% of the total value. In pre-sale, many developers allow spreading the down payment over 6-18 monthly installments with no interest.
In Quintana Roo: 6-8% of the property value. Includes income tax, appraisal, notary fees and certificates. In Yucatán it is approximately 6%.
Yes. Through a bank trust (fideicomiso), foreigners can acquire properties in the coastal zone. Valid for 50 years, renewable, with full rights of use and sale.
Pre-sale: 12-36 months until delivery. Immediate delivery: 4-8 weeks with pre-approved credit.
Vacation rental: 8-15% annually. Residential rental: 5-8% annually. Pre-sale appreciation: 15-40% during construction (18-36 months).
Pre-sale offers greater discount and appreciation, but with more risk and wait time. Immediate delivery lets you generate income from day 1. It depends on your profile and horizon.
It is the annual net yield divided by the purchase price. For example: if you generate $150,000 MXN net annually with a $2,000,000 property, your cap rate is 7.5%.
Yes. Many of our clients are international investors. The process can be done remotely with a power of attorney and bank trust.
Not directly. Mortgage credit applies to properties with title deeds. In pre-sale, you use the developer's financing (0% interest) and arrange the mortgage at the time of delivery.
BBVA, Santander, Banorte, HSBC, Scotiabank, among others. Rates range from 9.5% to 14% annually depending on the bank and your profile.
Yes. SOFOM (non-bank financial institutions) offer loans with more flexible requirements. Direct developer financing also requires no income verification.
You list your property on Airbnb, Booking or other channels. A local property manager handles cleaning, check-in, maintenance and guest care. You receive the net monthly income.
Typically 15-25% of gross income. Includes reservation management, cleaning, maintenance, check-in/out and monthly reports.
Yes. Many owners block weeks for personal use and rent the rest of the year. Just share your calendar with the property manager.
No. Propyte is free for buyers and investors. Our income comes from the commission the developer pays us when closing a sale.
Propyte receives a commission from the developer for each closed sale (2-6% of value). This does not impact your purchase price — it is the same as if you buy directly.
Cancún, Playa del Carmen, Tulum and Mérida. More than 700 developments in pre-sale and immediate delivery in these 4 regions.
