How to buy property in Mexico
Complete step-by-step guide to purchasing real estate. From your first search to receiving your keys.
6 steps to your new property
- 1
Research
Explore developments by zone, property type and budget. Use our market analysis tools to find the best options.
- 2
Set your budget
Calculate your purchasing capacity including down payment (20-30%), closing costs (6-8% of value) and additional fees. Review financing options.
- 3
Visit & choose
Schedule visits to developments you're interested in. Our advisors accompany you to evaluate location, amenities, construction quality and investment potential.
- 4
Purchase agreement
Sign the purchase promise contract with the developer. It outlines prices, timelines, penalties and delivery conditions. Have a lawyer review it.
- 5
Title transfer
The notary public formalizes the sale. Taxes, registration fees and notary fees are paid. For foreigners in restricted zones, a bank trust (fideicomiso) is established.
- 6
Key delivery
Inspect the property with the developer. Verify finishes, installations and amenities. Sign the delivery-acceptance document and receive your keys.
Documents you'll need
- Valid government-issued ID (INE or passport)
- Proof of address (no older than 3 months)
- Tax ID (RFC) and tax status certificate
- Bank pre-approval (if applying for mortgage)
- Income statements (last 3 months)
- Bank statements (last 3 months)
Need financing?
Explore mortgage options, developer financing and alternative payment plans.
View financing optionsReady to start?
Browse our marketplace or talk to an advisor. No commitments, no pressure.
This guide is for informational purposes only and does not constitute legal or financial advice. Consult a licensed professional for your specific situation. Prices, terms and availability are subject to change.