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Cargando…Compare mortgages, cash payment, developer plans and bridge loans to find the best alternative for your investment.
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Referential rates and terms updated on 2026-04-29. Verify with the institution before applying.
Adjust the parameters to see monthly payment, total interest, and principal vs interest breakdown.
Referential calculation. Excludes insurance, opening fees, property transfer tax, escrow and notary costs. Request a personalized analysis with an advisor.
Traditional bank financing with rates from 9.5% annually. Requires 10-20% down payment, income verification, and good credit history. Terms of 10 to 20 years.
Full payment at time of purchase. Eliminates interest and bank paperwork. Many developers offer 5-15% discounts for cash payment.
Direct payment plans with the developer during construction phase. 20-30% down payment and monthly installments at 0% interest until delivery.
Temporary financing that allows you to buy a new property before selling your current one. Short terms of 6-12 months with higher rates.
| Method | Down Payment | Rate | Term | Speed | Best for | Advisor |
|---|---|---|---|---|---|---|
| Mortgage | 10-20% | 9.5-12% | 10-20 years | 🕐 | Buyers with verifiable income and good credit score | Talk to advisor → |
| Cash payment | 100% | 0% | Immediate | ⚡⚡ | Investors with available capital seeking the best price | Talk to advisor → |
| Developer financing | 20-30% | 0% | 6-36 months | ⚡⚡ | Pre-sale purchases with monthly payment capacity | Talk to advisor → |
| Bridge loan | 20-30% | 12-18% | 6-12 months | 🕐 | Those who want to buy before selling another property | Talk to advisor → |
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Contact an advisorRates and conditions are referential and may vary depending on the financial institution, your credit profile, and policies in effect at the time of application.