Financing

Financing options in Mexico

Compare mortgages, cash payment, developer plans and bridge loans to find the best alternative for your investment.

Four ways to finance your property

Mortgage

Traditional bank financing with rates from 9.5% annually. Requires 10-20% down payment, income verification, and good credit history. Terms of 10 to 20 years.

Down Payment
10-20%
Rate
9.5-12%
Term
10-20 years
  • Long terms
  • Competitive rates
  • Tax deductible
Ideal for: Buyers with verifiable income and good credit score

Cash payment

Full payment at time of purchase. Eliminates interest and bank paperwork. Many developers offer 5-15% discounts for cash payment.

Down Payment
100%
Rate
0%
Term
Immediate
  • 5-15% discount
  • No interest
  • Fast process
Ideal for: Investors with available capital seeking the best price

Developer financing

Direct payment plans with the developer during construction phase. 20-30% down payment and monthly installments at 0% interest until delivery.

Down Payment
20-30%
Rate
0%
Term
6-36 months
  • 0% interest
  • No bank needed
  • Flexible
Ideal for: Pre-sale purchases with monthly payment capacity

Bridge loan

Temporary financing that allows you to buy a new property before selling your current one. Short terms of 6-12 months with higher rates.

Down Payment
20-30%
Rate
12-18%
Term
6-12 months
  • Don't wait to sell
  • Quick access
  • Temporary
Ideal for: Those who want to buy before selling another property

Quick comparison

MethodDown PaymentRateTermSpeed
Mortgage10-20%9.5-12%10-20 years🕐
Cash payment100%0%Immediate⚡⚡
Developer financing20-30%0%6-36 months⚡⚡
Bridge loan20-30%12-18%6-12 months🕐

Need personalized advice?

Our advisors can help you find the best financing option for your specific situation.

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Rates and conditions are referential and may vary depending on the financial institution, your credit profile, and policies in effect at the time of application.